Will My DUI injury judgment be Discharged in Bankruptcy?

Recently on our bankruptcy forum a user asked, “I was injured in a severe car accident. The driver was intoxicated. I will never walk again. I just found out that the driver is filing bankruptcy. I am concerned about my DUI injury judgment. Can this be discharged in Chapter 7 bankruptcy? I filed a DUI injury claim against the driver because they did not have insurance to cover the expense of my injuries.”

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Top 5 tips for saving money and improving your life

Recently on our forum a user asked, “I find myself on the brink of financial disaster for the second time in my life. I am only thirty years old. I have a decent paying job. I am at a loss. I am wondering if you can give me any tips for saving money and re-establishing financial control before I have to declare bankruptcy a second time.”

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How do I stop a creditor lawsuit before it’s filed?

Recently on our legal forum a user asked, “I am in a bit of a bind. I got very sick and could not work. I had to stay in the hospital for several weeks without insurance. We scrapped together a bit of money but most of the charges ended up on our credit card. Now, the credit card company and hospital are threatening to file a creditor lawsuit against me. I still cannot work. What are my options?”

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Can DUI injury settlement be discharged in Chapter 7?

Recently on our legal forum a user asked, “I was arrested in 2015 and charged with driving under the influence (DUI). I injured the other driver severely. We live in Texas, and the driver filed a personal injury claim and sued me. I lost the case and now have to pay a DUI injury settlement worth $20,000. I am wondering if I have the legal right to discharge the personal injury settlement by filing a Chapter 7 bankruptcy?”

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Loan modification what do I need to know?

Recently on our legal forum a user asked, “My wife and I are not currently employed. We are about to lose our home. I keep reading that we might be able to renegotiate the terms of a mortgage with our lender. I think this is referred to as a loan modification. Can you tell me more about this process and what I need to do?”

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Emergency fund do I really need one?

Recently on our bankruptcy forum a user asked, “I have heard for years that I need a three to six-month emergency fund which can cover my living expenses., I have very high student loan debts, a $10,000 credit card bill and secured assets which are costing me a great deal of money. What are your thoughts? Should I pay off my debt or start to save for my emergency fund?”

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Practical steps to stop a home foreclosure Sale

Recently on our bankruptcy forum a user asked, “My wife and I have only lived in our house for four years. I lost my job three months ago and have not been able to find new employment. I don’t want to lose my house, but the bank is threatening foreclosure. Do you have any practical steps I can take to stop or delay the foreclosure?”

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Discharging student loan in bankruptcy what should I know?

Recently on our legal forum a user asked, “I am one of the thousands of students who has accumulated student loan debt. I should have listened to my parents and gotten a degree that was marketable but instead my liberal arts degree has left me with nothing but debt and a job as a barista in a local coffee shop unable to repay my student loan. I am wondering if filing bankruptcy and discharging my student loan debt is possible and what I need to know?”

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Short sale of my home is it a good idea?

Recently on our legal forum a user asked, “I bought a house two years ago. I had a great job, but I bought a home that was a bit out of my price range. Three months ago I lost my job. I have not made my mortgage payment since then, and the bank is threatening foreclosure. I am wondering if what a short sale is and whether it might be a good idea?”

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