Creditors how are they notified I have filed for bankruptcy?

Recently on our legal forum a user asked, “I am filing Chapter 7 bankruptcy. I am trying to decide whether or not to file on my own or hire a lawyer. First, I want to know what I need to do to file for bankruptcy. Next, I need to know how my creditors will be notified I have filed and what to do if they don’t stop hassling me.”

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Wage garnishment will it continue during bankruptcy?

Recently on our bankruptcy forum a user asked, “I have $50,000 in student loans and I owe another $5,000 in child support. I have a wage garnishment to repay both of these debts. I filed for bankruptcy protection, but my wages are still being garnished for child support. Is there any way to stop the creditors from deducting money from my paychecks?”

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Chapter 7 bankruptcy discharge why was it denied?

Recently on out legal forum a user asked, “I have more than $25,000 of medical debt, $50,000 of credit card debt, and thousands of dollars of student loans. I was talking to a friend and he told me that the bankruptcy court denied his Chapter 7 bankruptcy discharge. Does this happen all the time? What are some reasons that your Chapter 7 bankruptcy discharge might be denied?”

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Texas bankruptcy how do I protect my assets?

Recently on our bankruptcy forum a user asked, “I have $60,000 in unpaid medical bills, a $20,000 credit card bill, and student loan debt. I never thought I would have to consider filing bankruptcy but I just don’t see how I would ever repay my debts. I know that if I file Chapter 7 bankruptcy there’s a good chance that I might lose some of my assets. Can you tell me more about how to protect them through a Texas bankruptcy?”

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Bankruptcy Tips for Chapter 7 bankruptcy

Recently on our bankruptcy forum a user asked, “I am in a financial crisis. My spouse has divorced me, I need to find a job, and I am suffering from a severe medical condition. I have not worked in years, and I am scared. Additionally, I have over $50,000 in medical debts. I am thinking that my only option might be to file Chapter 7 bankruptcy. Do you have any bankruptcy tips for me or things I need to consider before I file?”

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Repay loans or file for bankruptcy?

Recently on our bankruptcy forum a user asked, “I have a car loan, credit card debt of $10,000, college loans exceeding $100,000, and medical bills totaling $35,000. I have a decent job, but don’t see a way that I will ever be able to repay all of my secured and unsecured debt. Do you think bankruptcy is a good idea for me?”

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Loan company refuses to negotiate a settlement payment?

Recently on our legal forum a user asked, “I took out a personal, unsecured loan three years ago. Last year I lost my job and I have not been able to make any type of loan payments. I have talked to the company and requested that we come to some type of settlement agreement, but they have refused. What are my options if I cannot repay the loan?”

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Deficiency after foreclosure can the lender sue?

Recently on our bankruptcy forum a user asked, “I am about to lose my house through a bank foreclosure. If they end up selling my house but the sale price is less than the mortgage will I have to pay the difference? I have heard something about some states having anti-deficiency laws. What do I need to know about a deficiency?”

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