Deficiency after foreclosure can the lender sue?

Recently on our bankruptcy forum a user asked, “I am about to lose my house through a bank foreclosure. If they end up selling my house but the sale price is less than the mortgage will I have to pay the difference? I have heard something about some states having anti-deficiency laws. What do I need to know about a deficiency?”

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Home Owner Association (HOA) how to fight a foreclosure

Recently on our bankruptcy forum a user asked, “I have been fighting with the Home Owner Association (HOA) in my neighborhood for years and now they are threatening to foreclose on my home. How do they have this much power? I am current on my mortgage payments. Can they really take my house away from me? Please help!”

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Means test do I include VA disability income?

Recently on our legal forum a user asked, “I live in the State of Texas, and I have decided I need to file Chapter 7 bankruptcy. I am currently receiving both Social Security Disability Insurance (SSDI) and Veteran’s disability benefits. I am wondering if either of these income sources must be included in the Chapter 7 bankruptcy means test to determine if I can file Chapter 7.”

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What happens to my car loan in bankruptcy?

Recently on our bankruptcy forum a user asked, “I am considering filing for Chapter 7 bankruptcy. I have a 2012 car with a $24,000 car loan. My wife has a car with a car loan of about $12,000. What are our options for the cars if we do decide to file for bankruptcy protection? I know we can always ride the bus, but we’d like to keep one car if possible.”

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