Filing bankruptcy in Philadelphia
Filing bankruptcy in Philadelphia
Many people have gone through events in there life in which leave them less able to maintain their financial obligations. Filing a Chapter 7 or a Chapter 13 bankruptcy is a good way for you to stop creditors from harassing you, protect your property, and get a fresh start.
When a bankruptcy is filed you immediately receive bankruptcy protection from what is known in the legal field as the, “automatic stay.” When a bankruptcy attorney files a bankruptcy for you the “automatic stay” goes into effect and prevents most repossessions/foreclosures as well as halts ALL future collection attempts on debt you acquired prior to filing. If the bankruptcy filing is done quickly enough after a repossession, then your bankruptcy lawyer might even be able to get back your repossessed property.
In addition to protecting your property, filing bankruptcy will allow you to eliminate your unsecured debt such as credit cards, medical expenses, utility bills, and possibly some IRS debt. If you could use some relief in one or more of these areas, then don’t hesitate to take the first step and contact a Philadelphia bankruptcy lawyer. They can advise you on the advantages of filing a Chapter 7 or a Chapter 13 and let you know which one would better suit your needs.
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