Pre-Bankruptcy Filing
Preparing to file for Bankruptcy under the reform includes a lot of gathering together and organizing of paperwork. You will need to get together your last 4 years tax returns, copies of all creditor statements, bank statements, your last 6 months pay stubs, insurance policies on your home and car as well as the contracts on your home and car, property tax statements, and a myriad of other things. To be sure that all debts are accurately reflected on your schedules it is a good idea to pull a copy of your credit report. You will also have to complete a consumer credit counseling course by an approved agency. A good Bankruptcy Attorney will be able to walk you through the gathering of these documents and completion of the course prior to the filing of your case.
