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Can I Refinance My Home?

Can I refinance my home while in Chapter 13 Bankruptcy? Yes. Refinancing your home while in Chapter 13 is not only possible, but sometimes also the best route for many debtors. Many debtors have Adjustable Rate Mortgage (ARM) loans that continue to increase until they are not feasible for their budget. By refinancing your home loan then you can get fixed interest rate that will significantly lower your monthly mortgage payment. If one has any equity in his or her home when refinancing, then some debtor are able to pay off their Chapter 13 plan provided they have been in plan for at least 36 months.

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