Do I have to go to the 341?
Believe it or not, this is a common question that debtors will ask after they receive their notice to appear in court. The 341 hearing is the meeting of creditors that takes place about 30-45 days after the case has been filed. This meeting is a mandatory meeting and all debtors have to attend this hearing if they want to finish their case. If they fail to attend the hearing, then the hearing will be reset only once and if you fail to make the 2nd hearing, then your case will be dismissed, which is not what you want. You want to receive a discharge in your case. The discharge is where the creditors can not come after you to collect and the dismissal is when they can continue to collect from you. That is why it is so important to make this meeting. We do understand that emergencies arise and it is important that you communicate that to your attorney immediately about that. Any further questions or concerns about this meeting should also be directed to your attorney.
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