Bankruptcy Blog

In a chapter 13 bankruptcy, creditors have an opportunity to file proof of claims in your case to let the trustee know what they are entitled to. When the case makes it way to TRCC, trustee’s recommendation concerning claims, this is where we can review the claims that were filed and make sure that [...]

A student loan is an unsecured debt that is not dischargeable in Chapter 7 or 13 Bankruptcy. However, if you file a Chapter 13 bankruptcy case then you must cease all payments for your student loan until after you received you discharge. Once the creditor assigned to the student loan is noticed of the Chapter [...]

Bankruptcy is something that should not be hard. Someone should be able to go to an attorney nearby and take care of business in the easiest way possible. Here at bankruptcyhome.com we make this dream a reality. You can recieve help from an attorney anywhere in the country. Any topic, from a Sulphur Springs bankruptcy [...]

IF possible never cosign on any thing for anyone. By doing so you are just as responsible for the debt just the same if you have the idem as the other person. If it was a car and that car was reposed You or that person will have to pay the difference of what that [...]

Bankruptcy can be intimidating and challenging. If you do not know how the process works and/or do not know how to begin the process, you can be overwhelmed fast. Here at bankruptcyhome.com, we want to help you have the quickest and easiest bankruptcy process possible. Online bankruptcy can be the first step in figuring out [...]

Believe it or not, this is a common question that debtors will ask after they receive their notice to appear in court. The 341 hearing is the meeting of creditors that takes place about 30-45 days after the case has been filed. This meeting is a mandatory meeting and all debtors have to [...]

I have run across many Debtors who try and file a bankruptcy on their own (pro se) instead of hiring an attorney. They get all the paperwork and fill it out, then file it with the court. The problems they run into are that there are so many little details involved in filing [...]

Student loans can not be discharged in a bankruptcy. They are considered an unsecured loan like a credit card, but they are federally backed so they can not be forgiven. If someone wants to put them in a chapter 13 and pay them, then they have to pay all or their creditors all the [...]

Throughout the duration of your Chapter 7 or 13 case the debtor should keep file with all the documents filed in their case. Your attorney will archive files of discharged bankruptcy case and maintain the file for 5 years. For your protection, files are shredded 5 years after discharge. If after 5 years you need [...]

One of the requirements of getting a discharge in both a Chapter 7 and Chapter 13 is that the Debtor must take a Debtor Education Course and have it filed with the court. With a Chapter 13, this course is offered free through the Trustee’s Office the day of the 341 hearing. I [...]