Bankruptcy Blog Archives

Date Debtor and Address Re: Default of Agreed Order Dear Mr and Ms Last Name: I have received the enclosed letter stating that you have failed to maintain the arrangements of the Agreed Order with Creditor. If you have followed the Agreed Order, please provide proof of payment, and/or proof of insurance. Proof of payment [...]

Date Debtor name and address Re: Interlocutory Order Dear Mr And Ms LastName: The attorney has signed an interlocutory order on your behalf in response to the trustee’s motion to Dismiss for failure to make payments. The agreement provides that you will pay $00.00 by 00/00/07 , and complete a wage order form by 00/00/07 [...]

I understand if there has been a change in income, First thought is not to file a bankruptcy. Maybe cutting back on expenses, not eating out,and several other choices. Taking a loan against your 401 is not a good one. If the problem is because of a one time event, and you can truly afford [...]

Many people file bankruptcy with the misconception they can take care of all their debts, including some that may be criminal. Filing bankruptcy only takes care of civil liabilities. This may be confusing to some Debtors because some of their debts might be both civil and criminal. The main example would be a debt owed [...]

Date Creditor Name & Address Re: Unlawful Collection Debtor Name Bankruptcy Case Number: 00-00000 Account Number: 5555555555 Dear Sir or Madam: I represent Debtor’s name in a Chapter 7 Bankruptcy proceeding. We have included the debt owed your organization in that Bankruptcy Petition and mailed you a copy on 00/00/2007. This debt has been discharged [...]

Date Name and address RE: Chapter 13 Plan Confirmation Dear Mr & Mrs. : Your bankruptcy case was confirmed on 00/00/07. Your duty at this point is to continue to timely remit your Chapter 13 plan payments to the Chapter 13 Trustee. If you fall behind in your Trustee payment, the Trustee will file a [...]

Re: Stay Violation — FINAL NOTICE [General|DebtorAndJointDebtor] Bankruptcy Case Number: [General|Case Number] Account Number: [Creditor|Account Number] Dear Sir or Madam: I represent[General|MrAndMsLastName] in a Chapter 13 Bankruptcy proceeding. We have included the debt owed your organization in that Bankruptcy Petition and mailed you a copy on [General|Date Filed]. We also faxed you a copy of [...]

Re: Additional Creditors Dear [Debtor/Joint Debtor]: I received your request to add a new creditor(s) to your bankruptcy petition. In order to add a new creditor the debt must have been incurred before the bankruptcy was filed, and you must pay $26.00 which is required by United States Bankruptcy Court in order to amend your [...]

Re: Meeting of Creditors and First Payment Dear [Debtor/Joint Debtor Name] By now you should have received notice from the United States Bankruptcy Court that your Meeting of Creditors will be held on [General|Date of First 341] at 2:00 P.M.. Although your notice from the United States Bankruptcy Court states that the meeting starts at [...]

There is a choice of filing a chapter 7 or a chapter 13 bankruptcy. The chapter 7 is a way to discharge unsecured debts, meaning credit cards or medical bills. the chapter 7 will not help you keep the car or house that you have fallen behind on. The number 1 reason people file a [...]