Bankruptcy Blog

After a discharge of a chapter 7 bankruptcy All of your unsecured debts should have been discharged. You need to pull your credit and make sure that all of the creditor are so notated. Sometimes the creditor are lazy and don’t do it, so you will need to send a list of creditor to [...]

Dear Mr. & Mrs. Debtor:
Creditor has advised our office of their intention to file a Motion For Relief From Automatic Stay with the Bankruptcy Court, in order to begin foreclosure proceedings on your home. [Creditor|Name] claims you are past due in your mortgage payments for the months of , plus late fees. Creditor will [...]

Date
Debtor and Address
Re: Default of Agreed Order
Dear Mr and Ms Last Name:
I have received the enclosed letter stating that you have failed to maintain the arrangements of the Agreed Order with Creditor. If you have followed the Agreed Order, please provide proof of payment, and/or proof of insurance. Proof of payment must show who cashed [...]

Date
Debtor name and address
Re: Interlocutory Order
Dear Mr And Ms LastName:
The attorney has signed an interlocutory order on your behalf in response to the trustee’s motion to Dismiss for failure to make payments. The agreement provides that you will pay $00.00 by 00/00/07 , and complete a wage order form by 00/00/07 for all future [...]

I understand if there has been a change in income, First thought is not to file a bankruptcy. Maybe cutting back on expenses, not eating out,and several other choices.
Taking a loan against your 401 is not a good one. If the problem is because of a one time event, and you can truly afford the [...]

Many people file bankruptcy with the misconception they can take care of all their debts, including some that may be criminal. Filing bankruptcy only takes care of civil liabilities.
This may be confusing to some Debtors because some of their debts might be both civil and criminal. The main example would be a debt [...]

Divorce is the number one reason that can cause a person to file a bankruptcy. With the divorce and separation the expenses are going to be going up. If there is a house one is going to try and keep it and one is going to be moving into an apartment with additional utilities. The [...]

Date
Creditor Name & Address
Re: Unlawful Collection
Debtor Name
Bankruptcy Case Number: 00-00000
Account Number: 5555555555
Dear Sir or Madam:
I represent Debtor’s name in a Chapter 7 Bankruptcy proceeding. We have included the debt owed your organization in that Bankruptcy Petition and mailed you a copy on 00/00/2007. This debt has been discharged by the United States Bankruptcy court. [...]

Date
Name and address
RE: Chapter 13 Plan Confirmation
Dear Mr & Mrs. :
Your bankruptcy case was confirmed on 00/00/07. Your duty at this point is to continue to timely remit your Chapter 13 plan payments to the Chapter 13 Trustee. If you fall behind in your Trustee payment, the Trustee will file a Motion [...]

Re: Stay Violation — FINAL NOTICE
[General|DebtorAndJointDebtor]
Bankruptcy Case Number: [General|Case Number]
Account Number: [Creditor|Account Number]
Dear Sir or Madam:
I represent[General|MrAndMsLastName] in a Chapter 13 Bankruptcy proceeding. We have included the debt owed your organization in that Bankruptcy Petition and mailed you a copy on [General|Date Filed]. We also faxed you a copy of their Chapter 13 Bankruptcy [...]