Bankruptcy Blog

I filed a Chapter 7 bankruptcy for a nice couple who was very worried about filing bankruptcy. At first they wanted to file a Chapter 13 so they could pay back some of their creditors. After we prepared their paperwork and went over their income and budget, I explained they were in the [...]

If your mortgage or auto creditor files a 10 day notice of default then this amount be paid current by due date or stay will terminate. This means that your property/vehicle will not longer have the protection of the bankruptcy. The Debtor will then be required to make arrangements directly with creditor in effort to [...]

DECLARATION OF THE DEBTOR(S)
CONCERNING CONFIRMATION REQUIREMENTS
The Debtor(s) in the above captioned case, NAME OF DEBTOR, being duly sworn upon oath, state as follows (check all applicable statements):
I have paid all amounts that first became due and payable under a domestic support obligation ( as defined in 11 U.S.C. § 101(14A)) [...]

When a Debtor files a Chapter 7 bankruptcy, they usually want to keep it quiet, especially from an ex-spouse. This is not always possible. If a Debtor files a Chapter 7 bankruptcy and owes child support, the person they are paying child support to must be notified.
The person that received child support [...]

People, And it could be any one your parents, sister-brother,neighbor, boss, co-worker, preacher, doctor, or just about anyone else your could ever meet. A large income all the way to a small income.
Its not about how money you make its all about how much money your not making now. As long as your income is [...]

We have been seeing many changes taking place with the Chapter 13 office. The things we used to be able to do, we no longer can do.
Recently we were told that we can’t file a motion to incur with shortened deadlines anymore. The trustee feels that it is not an emergency for you [...]

If you need to terminated the ACH (auto bank draft) for your Chapter 13 plan payment then you must submit your request no less than 5 days prior to the debit date. If you plan to resume the ACH then you must be current on your bankruptcy plan payments then the trustee will start on [...]

When in a Chapter 13, a Debtor should never wait until the last minute to make the Trustee payment. Many times a Debtor will miss a couple payments, the Trustee will file a notice of intent to dismiss giving the Debtor 15 days to make the payment, and then the Debtor will go in [...]

It was a busy day for people deciding to file a bankruptcy. One person it was because she had let her grandson drive one of her cars. He did not have his driver’s license and she did not have insurance on it.The car was reposed along the people he hit are suing her for their [...]

Date
Debtor Name & Address
YOU MUST RESPOND WITHIN TEN (10) DAYS
RE: Reaffirmation Agreement from Creditor Name
Dear Debtor:
I am sending a reaffirmation agreement from Creditor Name concerning your debt with them. If you wish to reaffirm the debt, please sign the reaffirmation agreement where I have hi-lighted and return it to our office as soon as [...]