Bankruptcy Blog Archives

It is interesting to know that people want you to make their decision for them. It is not that simple. We are here to provide options to help you get out of the problems you have. You take these options and make a decision of what to do as it relates to your situation. Many [...]

When that Chapter 13 Trustees file a “Notice of intent to dismiss” for delinquency of plan payment then the debtor receives copy of notice from the trustee and then followed up by letter notice from attorney’s office. Most debtors are aware of the delinquency and begin to treat the mail and phone attempts from their [...]

What is worse bad credit or bankruptcy? The bad credit is always worse, because you can’t make it all go away. People think every thing will fall off in 7 years, It will not because of a collection agent will come along and start a new 7 years. OK we will settle with every one [...]

MOTION TO ALLOW DEBTOR TO INCUR NEW DEBT FOR THE PURCHASE OF A HOME/VEHICLE TO THE HONORABLE JUDGE OF SAID COURT: COME NOW Debtor, DEBOTR’S NAME and files this Motion to Allow debtor to Incur New Debt seeking this Court’s approval for the purchase of a home/vehicle and would respectfully show the Court as follows: [...]

MOTION FOR CONTINUATION OF AUTOMATIC STAY AFTER PRIOR DISMISSAL WITHIN YEAR OF FILING TO THE HONORABLE JUDGE OF THIS COURT: COME NOW Debtor(s), DEBOTR’S NAME, pursuant to 11 U.S.C. §362(c)(3)(B), requesting an order continuing the automatic stay provided under 11 U.S.C. §362(a) as to all creditors. In support of this motion, Debtor(s) states as follows: [...]

At 22 years of age life is all about going forward. Building a family, having a career, or going to school and then start these things. Not having to file a bankruptcy. Between credit cards and car loans that are made too easy it can turn on you very fast. At the time of filing [...]

Date Debtor Name & Address RE: Plan payment change Dear Debtor: Please be advised your Chapter 13 plan payment has changed. Start of new payment: 00/00/00 Amount of new payment: 00.00 If you are under a wage order or ACH, you will need to contact the Trustee’s Office to have the amount corrected. Until the [...]

Date Debtor Name & Address Re: Trustee’s Objection to Confirmation Documents Dear Debtor: Please be advised that the Trustee filed an Objection to Confirmation of your Chapter 13 Plan. The Trustee is requesting proof of xxxxxx. We will need documentation regarding this request within 10 days of the date of this letter. If you fail [...]

I hear it all the time “If I had any money I would not need to file a bankruptcy”. Well to file a bankruptcy it is not free, There are filing fees, depending on either a chapter 7 or 13 there are one or two online courses that have to be paid for. With that [...]

Many Debtors worry that they will not longer be able to donate money to their church or some other charitable organization. However, under the bankruptcy law, charitable contributions are considered an acceptable expense. The only requirement is the Debtor must currently be contributing and plan on continuing to contribute. In a Chapter 13 this can [...]