Keeping In Touch withyour Attorney during Chapter 13
During a Chapter 13 bankruptcy many things can come up that the attorney needs to be able to notify the Debtor to see how they want the issue resolved. It is very important that the Attorney’s office has a good contact number and address to be able to get in touch with a Debtor to discuss what is going on in the case.
For instance, if a Debtor falls behind on a mortgage payment, the mortgage company will file a Motion for Relief. The Attorney has to file a response to let the mortgage company know what the Debtor intends to do with the house – if they want to try and work something out to get current or if they want to surrender the house. If the Attorney is unable to get in contact with the Debtor, there is no way to resolve the Motion without going to court and letting the Judge make the determination. If it goes before the Judge, he will either enter as an order of the court the agreement offered by the Creditor or he will lift they stay so the mortgage company will be able to start foreclosure proceedings.
This is just one example of why it is important for the Attorney’s office to be able to get in touch with the Debtor. If a Debtor moves or changes phone numbers, they need to be sure and let the attorney know so the Debtor will be receiving all his mail from the Trustee’s Office, Bankruptcy Court, and the Attorney’s Office and so he will be able to receiving his phone calls from the Attorney’s Office.
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