Types of Non-Dischargeable Debt
The filing of a bankruptcy is usually used to discharge unsecured debts. Unsecured debts in most cases are credit cards and medical bills. Cars that have been reposed, homes that have been foreclosed on, Apartments that you move out early.
With these types of unsecured debts they are dischargeable.
Some of the store credit cards are non-discharge able. BestBbuy is a good example you went to there store bought a big screen TV three months ago , you used their credit card. They could fight the discharge one for using the card in the last 90 days and because by using their credit card it is not as simple to discharge, the same would go for RoomSstore and Dell. Student loans are not dischargeable even though they are considered unsecured loans. Court order payments for restitution, Child support or spousal support, are not dischargeable. IRS in some case is dischargeable but 941 or state taxes are not dischargeable.
After talking to a bankruptcy attorney you have a better idea of how the filing of the bankruptcy will help you.
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