Bankruptcy Blog Archives

Bad credit is from any combination of falling behind on credit card, Car repossessions, Broken apartment lease, Medical bills, homes that have been foreclosed on, and some times something happened and someone sued you. If you have bad credit It very hard to buy a car and you will not be able to buy a [...]

As a Debtor you come in to see a bankruptcy attorney to seek what options you have available. You decide that you should file a Chapter 7 bankruptcy. You retain the attorney and are given their number so that when creditors call, they can be told that you have retained their services. This is supposed [...]

A chapter 13 bankruptcy lasts for about 5 years and a lot can change in a relationship during that time. It should be surprising to see that many people go through a divorce in during this time, but in reality, it is not surprising. Many Debtors go through a divorce because of the financial hardship; [...]

A chapter 7 bankruptcy is for people that has had a major change in there income. The change could be from a change of jobs, an illness, and or a divorce. Once these changes happen you are no longer able to pay the bills that before were no problem. In some case not only the [...]

When you come in to file a Chapter 7 bankruptcy, it is very important that you have all of your pay stubs for the last 6 months. Failure to have these pay stubs, will result in the delay of your case being filed. The importance of the pay stubs in a Chapter 7 bankruptcy, allows [...]

You have so many things that are going on in your life, you don’t mean to wait till the last minute to take care of business, but today you have. There are so many people who are being foreclosed on that waiting until the very last minute to file for chapter 13 bankruptcy. There may [...]

Many people come in to file a bankruptcy to stop a foreclosure. If they want to keep their house, they will file a chapter 13. The

Stopping a foreclosure sale is usually done with the filing of a chapter 13 bankruptcy. This is a plan that would that would put whatever payments that you have fallen behind on in a plan to pay back over the next five years. The mortgage company has to accept this option. The following month you [...]