What Debts are not discharged in Ohio?
If you file Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, certain debts will not be discharged. These debts are called non-dischargeable debt and they are determined by federal bankruptcy law. Non-dischargeable debt can be difficult to determine and it is important you discuss your debt with an Ohio Bankruptcy Attorney. All non-dischargeable debt in the state of Ohio will be the same as other states. In the state of Ohio the following debts will not be discharged by filing bankruptcy:
- Federal, state and local taxes. May be subject to specific time rules.
- Spousal Support/Alimony
- Child Support Payments
- Most Student Loans
- Mortgage Liens
- Certain types of purchases for luxury items within 90 days of filing
- Secure Debt
- Penalties and fines by government agencies
- Fraud committed in a fiduciary role including larceny and embezzlement
- Punitive damages assessed for “willful and malicious acts”
- Debts not outlined on the schedule and forms filed with the Bankruptcy Court
- Drunk Driving fines
- Certain cash advances or purchases for luxury items with in a certain time frame.
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