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Filing Chapter 13 Bankruptcy in Nebraska

Many people will not qualify to file Chapter 7 Bankruptcy and others have assets that they do not want to liquidate. Filing Chapter 13 Bankruptcy may be another option.. Chapter 13 Bankruptcy will not immediately discharge your debt, but will instead, allow you to create a 3 to 5 year bankruptcy plan to repay all or a portion of your personal debt. Many times the debt repayment schedule may have more favorable debt repayment options. At the end of the bankruptcy repayment schedule, if you have made all the necessary payments, your qualifying debt will be discharged.

The first step in Chapter 13 Bankruptcy is to contact a Nebraska Bankruptcy Attorney. A bankruptcy attorney will help you file your bankruptcy petition and schedules, create the bankruptcy repayment plan and appear in bankruptcy court.

Certain assets will be exempt from the bankruptcy process. The federal exemption list was created to allow individuals to maintain enough assets that can start over after filing bankruptcy. Federal bankruptcy law will outline the bankruptcy exemptions, but certain states have also created their own list of exemptions. Depending on the state where you live, you may have the option to choose between the federal exemption list and the state exemption list. In certain states you will only be able to use the state exemption list. In the state of Nebraska you are not allowed to use the federal exemption list and must choose the State of Nebraska Bankruptcy Exemptions.

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