Debts Not Discharged in an Idaho Bankruptcy Case
There will be certain debts which will not be discharged by filing either Chapter 7 Bankruptcy or Chapter 13 Bankruptcy. These debts are called non-dischargeable debt and are decided by federal bankruptcy law.
Regardless of where you live, all non-dischargeable debt will be the same and failure to pay these debts will allow your creditors to continue their debt collection efforts even if you have filed bankruptcy. It is important to discuss all of your debts with an Idaho Bankruptcy Attorney.
In the state of Idaho, the following debts will not be discharged by filing bankruptcy:
- Federal, state and local taxes. May be subject to specific time rules.
- Spousal Support/Alimony
- Child Support Payments
- Most Student Loans
- Mortgage Liens
- Certain types of purchases for luxury items within 90 days of filing
- Secure Debt
- Penalties and fines by government agencies
- Fraud committed in a fiduciary role including larceny and embezzlement
- Punitive damages assessed for “willful and malicious acts”
- Debts not outlined on the schedule and forms filed with the Bankruptcy Court
- Drunk Driving fines
- Certain cash advances or purchases for luxury items with in a certain time frame.
