What Debts are not discharged a in Rhode Island bankruptcy case?
Rhode Island non-dischargeable debt will be the same as in other states. Non-dischargeable debt is decided at the federal level and listed under federal bankruptcy laws. If you fail to continue paying non-dischargeable debts, collections for these debts will continue even if you have filed bankruptcy.
It is important to talk to your Rhode Island Bankruptcy Lawyer about all of your debts. Rhode Island non-dischargeable debt can include:
- Federal, state and local taxes. May be subject to specific time rules.
- Spousal Support/Alimony
- Child Support Payments
- Most Student Loans
- Mortgage Liens
- Certain types of purchases for luxury items within 90 days of filing
- Secure Debt
- Penalties and fines by government agencies
- Fraud committed in a fiduciary role including larceny and embezzlement
- Punitive damages assessed for “willful and malicious acts”
- Debts not outlined on the schedule and forms filed with the Bankruptcy Court
- Drunk Driving fines
- Certain cash advances or purchases for luxury items with in a certain time frame.
