What Debts are not discharged in Connecticut bankruptcy cases?
If you file Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, there will be certain debts that will not be discharged. Non-dischargeable debts are determined by federal bankruptcy law. Non-dischargeable debt for the state of Connecticut will be the same as other states.
Failure to continue debt payments for non-dischargeable debt will allow your creditors to use all legal means possible to continue their debt collection efforts. It is important to discuss all of your debts with a Connecticut Bankruptcy Lawyer.
In the state of Connecticut, the following debts will not be discharged by filing bankruptcy:
- Federal, state and local taxes. May be subject to specific time rules.
- Spousal Support/Alimony
- Child Support Payments
- Most Student Loans
- Mortgage Liens
- Certain types of purchases for luxury items within 90 days of filing
- Secure Debt
- Penalties and fines by government agencies
- Fraud committed in a fiduciary role including larceny and embezzlement
- Punitive damages assessed for “willful and malicious acts”
- Debts not outlined on the schedule and forms filed with the Bankruptcy Court
- Drunk Driving fines
- Certain cash advances or purchases for luxury items with in a certain time frame.
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