Bankruptcy Blog

So what do you do when you’ve received a notice indicating that the Trustee is trying to dismiss your case? The simple answer is to call you bankruptcy attorney. They can go over all of the options available and let you know which would be best for your particular situation.
Dismissal for non-payment is [...]

Most Debtors understand the process of confirmation, but become very confused when they get a notice in the mail for Trustee’s Recommendations Concerning Claims (TRCC). Even for an attorney, trying to determine what needs to be done on the TRCC can be confusing in some cases.
However, there is usually nothing for the Debtor to [...]

Once your bankruptcy is filed then your attorney will notify the creditor of bankruptcy. The creditor must immediately send termination of the wage garnishment/levy to the Debtor’s employer. If the wage garnishments continue then this a violation of bankruptcy stay and your attorney can take further action to cease the wage garnishment/levy.
This also extends to [...]

If you purchased your vehicle at least or more than 910 days prior to filing a Chapter 13 Bankruptcy then the auto claim should be paid at value instead of claim amount, whichever is less. This will allow the remaining balance of this claim to be provided as unsecured deficiency in your bankruptcy plan.
This will [...]

If you receive any assets or monetary funds from an inheritance settlement then you must contact your attorney immediately. You can not sell or trade any assets inherited with out first notifying the Chapter 13 Trustee about the ownership of real or personal property.
If you receive a check for an inheritance then you can’t spend [...]

I recently filed a bankruptcy for a Debtor in order to stop a foreclosure on her house. However, the Debtor filed a bankruptcy and received a discharge in a Chapter 7 in 2004, therefore; she is now not eligible for a discharge in her current bankruptcy. She just doesn’t understand why she cannot [...]

An interesting question came up today about court fines. This debtor wanted to know if court fines would be taken care of through his bankruptcy and if he could add them. I explained to him that they would need to be listed for a debt that he owes, but this type of debt [...]

Once you come into our office and pay us a retainer fee you can start referring creditors to our creditor hot line. Some times this does not always stop creditors from calling and you begin to receive nasty threatening calls. What you do from this point forward is to take their name and [...]

Emergency filings are filed frequently to stop a foreclosure. However, once the case is filed the rest of the paperwork needs to be filed within 15 days or the Bankruptcy Court will dismiss the case.
For some reason, I have Debtors that will file a bankruptcy and then not show up to any more appointments [...]

Unfortunately, while in Chapter 13 bankruptcy you must be able to justify to the Chapter 13 Trustee that you can afford the incurred monthly debt of vehicle. Some other options you may have is to purchase inexpensive vehicle of cash until you become gainfully employed and can justify the monthly expense to the Chapter 13 [...]