Bankruptcy Blog

Why are my taxing authorities filing an objection to my chapter 13 plan? My property taxes are paid my mortgage company, why do they want me to pay them?
These are common questions that clients ask when they get an objection from the taxing authorities to their plan. The purpose of the taxing authority [...]

Most clients are prompt for every appointment, and there are a few of them that are always late no matter what it is pertaining to. In the business of bankruptcy, and law in general, all we have to go by is deadlines. Which may mean nothing to some, however it is everything. [...]

If Chapter 13 debtor decides to surrender property such as homestead or vehicle then lien holder will be notified of debtor’s intention by Debtor attorney filing plan modification or amended plan. The secured debtor will be discharged upon completion of the Chapter 13 case in similar manner to discharge of unsecured debt.
In the case of [...]

Property taxes can be paid through your chapter 13 plan for the years that you are delinquent. After your case is filed, you, as a Debtor are responsible to pay for the property taxes directly. You will not be able to add them later, because the attorney’s for the property taxing authority will [...]

Many Chapter 13 bankruptcy cases will decide to convert case to Chapter 7 if they have surrendered secured property. Debtor must contact Attorney office to see if they qualify to convert bankruptcy case from Chapter 13 to Chapter 7 based on current income and budget status.
This will also apply if Chapter 13 case has termination [...]

Termination of Automatic Stay in Chapter 13 bankruptcy case can happen voluntarily and involuntarily.
If a debtor chooses to surrender property the an unopposed motion for relief from automatic stay can be entered with the court to allow the creditor to repossess or foreclose on the collateral.
If a debtor had fallen behind with secured creditor at [...]

This course is to be completed before the signing appointment. It is a time sensitive matter that expires in 180 days starting the day the Bring Back Paralegal registers and prints an instructional handout for clients. In the event the client has no access to a computer and internet function, our offices do [...]

Divorce seemed to be one of the main reasons to think about filing a bankruptcy last week. For some it was because their home is up for foreclosure because of having to places to live or to busy paying their attorneys. So now the decision has to be made to save the house or let [...]

Many people file a Chapter 13 Bankruptcy case in order to protect property, either a home or a car, or at times to pay back on IRS debt. However, few people understand that the success rate in a Chapter 13 case is fairly low. Roughly 1/3 of all Chapter 13 cases actually make [...]

When a person buys a house or a car, part of the contact they sign requires them to have insurance on the property until the loan is paid in full. If it is a car, you are required to have full coverage and not just liability insurance. Depending on where the house is [...]