Bankruptcy Blog

Stopping a Repossession of a vehicle can easily be done with the filing of a Chapter 13 Bankruptcy. The reason for the repossession is usually because of failure to make timely payments on the vehicle. Which if your not making those payments your probably not making payments on the credit cards and maybe on your [...]

Once your Chapter 13 bankruptcy is filed there is a hearing that you must attend. You will receive a notice in the mail regarding this hearing and it can be confusing. The Chapter 13 meeting of creditors’ notice that the bankruptcy courts mail out has a time of 2pm, but you actually have [...]

The number one reason the chapter 13 bankruptcy is used is to help to save a home or car. If you have fallen behind on the monthly payments the mortgage company will try and put a plan together to help you catch the arrears up. With most of the plans they want their money paid [...]

Chapter 13 debtors are required under the new law to go under a wage order for their Chapter 13 payments. The purpose of having the debtors under a wage directive is to reduce the amount of cases that are dismissed. The problem that you run into is just a few. Some Chapter [...]

Clients come into our office to seek relief from their creditors. People who get behind on their home tend to file for a Chapter 13 bankruptcy to save their home from being foreclosed. During the process of making their Chapter 13 plan payments, they find themselves in another problem where they can’t make [...]

Losing your home is not a choice your want to have to make. Filing a Chapter 13 Bankruptcy in most casse can help you keep your home, If the reason is that you have fallen behind because of loss of income and now you have it back, the chapter 13 will allow you to pay [...]

Stopping the repossession of your car, will take the use of the Chapter 13 Bankruptcy. By filing the bankruptcy it will force the lender to accept a new payment plan spread out over the next five years. The lender does have the right to expect you to have full coverage insurance on the car. Depending [...]

Today we had a

One of the main reasons people file a chapter 13 bankruptcy is to stop a foreclosure sale of their home. The reason for the foreclosure sale is that for one reason or another they have fallen behind on the payments. The sale will usually happen after 4 to5 payments have been missed and the mortgage [...]

There is this couple that a couple years ago the husband took a major cut in pay. During a four month period of unemployment they ran up the credit cards they had. When he finally got the job he has it was for less money the credit cards finally got behind and then the [...]