Bankruptcy Blog

A Chapter 7 Bankruptcy is used to discharge unsecured debts. Credit cards and medical bill are the most common unsecured debts. Their are several other debts that are unsecured like cars that have been reposed, apartments that you broke the lease on, cell phone contracts that you could not pay. The Chapter 7 does […]

When a Debtor is preparing to file for a Chapter 7 bankruptcy, it is important to know if they have lived in the state of Texas for the last two years. The significance of this determines if the bankruptcy attorney is able to use federal exemptions or if they have to use state exemptions […]

Once you have completed the Meeting of creditors and the second online course, the financial management course, you are on your way to a Chapter 7 discharge. The Chapter 7 discharge comes about two months after the meeting of creditors and the bankruptcy courts will automatically mail out the discharge to the individual debtors. […]

The Chapter 7 meeting of creditors is similar to the Chapter 13 meeting of creditors, for the exception that it is not an all day event. The debtor will receive a notice of the bankruptcy courts letting them know the date and time of their meeting. The debtor will appear to their Chapter […]

When you have been in your Chapter 13 bankruptcy for a while and you decide you can’t afford it any longer, you must contact your bankruptcy attorney to see what our options are.
If you can convert to a Chapter 7 bankruptcy, in most cases, you must pay attorney fees to convert the case. […]

Once you have filed a Chapter 7 bankruptcy you are told that if you come into any large amounts of money to let your attorney know right away. If you come into any type of windfall, the trustee has to know about it for 180 days after you file your case. So if […]

Once you have filed a Chapter 7 bankruptcy you are told that if you come into any large amounts of money to let your attorney know right away. If you come into any type of windfall, the trustee has to know about it for 180 days after you file your case. So if […]

Debtors come in to file a Chapter 13 bankruptcy to save their possessions from being reposed. They feel that even though it is a hard decision to file, that they have no other choice. They hope that things will look brighter once they will file and get life back on track until […]

People come into our office to seek counsel when they have been served a lawsuit from one of their creditors. They seek advice on what they should do. In filing for a chapter 7 bankruptcy> will stop the proceedings that the creditor has started against you. Sometimes people wait too late when […]

When you come into our office and retain our services for a Chapter 7 bankruptcy, you are given some information or a packet to fill out and another appointment is scheduled for you to come into our office. The purpose of the packet for your bankruptcy attorney to find out, in an overview, what […]