Bankruptcy Blog

Once you have filed a

Debtors come in to file a Chapter 13 bankruptcy to save their possessions from being reposed. They feel that even though it is a hard decision to file, that they have no other choice. They hope that things will look brighter once they will file and get life back on track until [...]

People come into our office to seek counsel when they have been served a lawsuit from one of their creditors. They seek advice on what they should do. In filing for a

When you come into our office and retain our services for a Chapter 7 bankruptcy, you are given some information or a packet to fill out and another appointment is scheduled for you to come into our office. The purpose of the packet for your bankruptcy attorney to find out, in an overview, what [...]

Filing a Chapter 7 bankruptcy is a way of discharging unsecured debts. Unsecured debts are usually credit cards and medical bills. In some cases the car and homes become unsecured debts, if for what ever reason you can not afford them any more.
The bankruptcy laws changed back a couple years ago, but the chapter [...]

A chapter 7 bankruptcy is for people that has had a major change in there income. The change could be from a change of jobs, an illness, and or a divorce. Once these changes happen you are no longer able to pay the bills that before were no problem. In some case not only the [...]

A chapter 7 is the easiest way to take care of credit cards, medical bill, and any other unsecured debts. The chapter 7 is a bankruptcy that discharges all unsecured debts. Discharges means that you will never have to pay on that debt and it will fall off your credit when the bankruptcy falls. In [...]

After your Chapter 7 case has been filed, there are only a few more things that you must do before your case gets discharged. One of the items that you must do is complete a Debtor Education course. This course is required by all Chapter 7 and Chapter 13 Debtors that file for [...]

When filing a Chapter 7 bankruptcy, you may have secured debts that you will wish to keep and maintain the monthly payments. Your statement of intentions is filed with your Chapter 7 petition and this is the notice to your secured creditors of your intention to reaffirm the debt.
The creditor will prepare and provide a [...]

A chapter 7 bankruptcy is used mainly to discharge unsecured debts. Unsecured debts are credit cards and medical bill. Once a person has gone through some form of change in income the abilty to pay the credit cards is no longer possible the chapter 7 is the fastest way to eliminate this type [...]