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Archive for the 'Chapter 7 Bankruptcy' Category

Filing Chapter 7 Bankruptcy in South Dakota

Thursday, March 25th, 2010

In 2005, the Bankruptcy Prevention and Consumer Protection Act (BAPCA), made it more difficult to file Chapter 7 Bankruptcy. The BAPCA requires individuals to take a credit counseling course before they can file bankruptcy, a financial management course prior to the discharging of the debt and pass an income test. The goal of the legislation [...]

Filing Chapter 7 Bankruptcy In Rhode Island

Tuesday, February 2nd, 2010

Chapter 7 Bankruptcy will allow you to discharge most of your unsecured debt including: hospital bills, unsecured personal loans and high credit card debt. Filing Chapter 7 Bankruptcy will liquidate your assets to pay your creditors. The first step in the bankruptcy process is to contact a Rhode Island Bankruptcy Lawyer who can file your [...]

Filing Chapter 7 Bankruptcy in Missouri

Wednesday, September 2nd, 2009

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Chapter 7 Bankruptcy is a liquidation bankruptcy and will allow you to discharge all or most of your unsecure debt with in four to six months. Unsecured debt can include: hospital bills, credit card debt and unsecure personal loans.
A trustee is assigned to your bankruptcy case and will sell your non-exempt possessions and [...]

Filing Chapter 7 Bankruptcy In Illinois

Tuesday, July 28th, 2009

Chapter 7 Bankruptcy is called a “liquidation” bankruptcy. It is the most common, least expensive and quickest way to discharge your personal debt. After filing your Chapter 7 Bankruptcy petition, the Illinois bankruptcy court will assign a trustee who will work with you to sell your assets and use the proceeds from the sale to [...]

Filing Chapter 7 Bankruptcy In Ohio

Tuesday, June 30th, 2009

A Chapter 7 bankruptcy in Ohio will require the liquidation of some of your assets to pay your creditors. Contact an Ohio bankruptcy lawyer to find out what you can keep if you file a Chapter 7 bankruptcy case.

Filing Bankruptcy Can Stop Home Foreclosure

Monday, September 8th, 2008

Stopping foreclosure proceedings on your home should be a top priority. A bankruptcy attorney can help you keep your home and avoid foreclosure. Owning your own home has always been part of the American dream. Sometimes unforeseen circumstances can lead you to fall behind on mortgage payments, including a medical crisis, loss of employment, divorce [...]

Chapter 7 Bankruptcy and Unsecured Debts

Tuesday, January 15th, 2008

A Chapter 7 Bankruptcy is used to discharge unsecured debts. Credit cards and medical bill are the most common unsecured debts. Their are several other debts that are unsecured like cars that have been reposed, apartments that you broke the lease on, cell phone contracts that you could not pay. The Chapter 7 does [...]

Chapter 7 Bankruptcy: I haven’t lived in Texas for 2 years

Friday, January 11th, 2008

When a Debtor is preparing to file for a Chapter 7 bankruptcy, it is important to know if they have lived in the state of Texas for the last two years. The significance of this determines if the bankruptcy attorney is able to use federal exemptions or if they have to use state exemptions [...]

Chapter 7 Bankruptcy: Discharge

Tuesday, January 8th, 2008

Once you have completed the Meeting of creditors and the second online course, the financial management course, you are on your way to a Chapter 7 discharge. The Chapter 7 discharge comes about two months after the meeting of creditors and the bankruptcy courts will automatically mail out the discharge to the individual debtors.
A [...]

Chapter 7 : Meeting of Creditors

Tuesday, January 8th, 2008

The Chapter 7 meeting of creditors is similar to the Chapter 13 meeting of creditors, for the exception that it is not an all day event. The debtor will receive a notice of the bankruptcy courts letting them know the date and time of their meeting. The debtor will appear to their Chapter [...]

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