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Archive for the 'Pre-Bankruptcy' Category

What Debts are not discharged in Ohio?

Thursday, July 2nd, 2009

Not all debt is dischargeable in bankruptcy. An Ohio bankruptcy attorney can analyze your financial situation and explain to you which of your debts will be cleared by filing bankruptcy.

Pennsylvania Bankruptcy

Wednesday, June 3rd, 2009

Find a Pennsylvania bankruptcy attorney to review your financial situation and explain how you can stop bill collector harassment and home foreclosure by filing bankruptcy.

Bankruptcy in Charlotte

Thursday, May 28th, 2009

Find a Charlotte bankruptcy attorney to help you get out of debt.

Nevada Bankruptcy Lawyer

Monday, May 11th, 2009

Nevada bankruptcy attorneys work with their clients to stop creditor harassment and get them out of debt.

Informal Bankruptcy? Does It work?

Wednesday, December 17th, 2008

There have been some media reports about informal bankruptcy recently that suggest that it might be a cheaper way to get out of debt. The only problem with that hypothesis is that you don’t really get out of debt through informal bankruptcy. Informal bankruptcy is what happens when someone just decides that they will stop [...]

Why Bankruptcy?

Wednesday, November 12th, 2008

Some may wonder why bankruptcy? Why can’t you afford to pay your bills? Why take such a drastic step? The truth is, there is no one answer for why someone should consider filing bankruptcy. They may have fallen behind on house payments and are now faced with foreclosure notices. Sometimes forces outside their control affect [...]

Causes of Bankruptcy

Monday, June 30th, 2008

Bankruptcy is still a frightening and embarrassing situation for many people. The dictionary doesn’t help when it gives definitions like: “utter ruin, failure, depletion”. No wonder so many people won’t consider bankruptcy until it’s the last resort. What is bankruptcy? Simply put it’s “being legally insolvent” or an “inability to discharge all your debts as [...]

Bankruptcy Doesn’t Mean You’ve Failed

Thursday, May 1st, 2008

In the United States, many of us are taught failure is not an option. And when it comes to financial difficulties, bankruptcy seems to be a major failure. However, financial disasters can happen to anyone and many times from situations beyond our control. You may now find yourself dealing with creditor calls, collection notices, foreclosure, [...]

Pre-Bankruptcy Debt Education Requirement

Friday, December 21st, 2007

Taking a debt education course before the filing of a bankruptcy is required by law. This doesn’t mean you have to pay A company money to try and settle or make payments to and let them pay your creditors. In most cases the course that takes is an on line course 1 to 2 hours [...]

Selling Your House before Bankruptcy

Tuesday, December 18th, 2007

Many people may not need to worry about what effects of selling a house could have when they file for a Chapter 7 bankruptcy, but recently I had a Chapter 7 Debtor who did sell her house within the last 6 months. We had to include the proceeds she received in her pocket to determine [...]

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