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Archive for the 'Uncategorized' Category

Merry Christmas to All Who are Bankrupt and a Happy New Year

Friday, December 23rd, 2011

The Grinch Who Stole Christmas Being bankrupt this time of year must seem a whole lot like the Grinch Who Stole Christmas, but if you stop to think about it, it really doesn’t have to be that way to those who believe. The Hope for Forgiveness and Better Times To the Christian who celebrates Christmas, [...]

Credit Report and Reasons an Employer May Want to Know it

Monday, December 19th, 2011

A Credit Report is Public Information Your credit report is public information for any potential creditor who is willing to pay the price to obtain a report, and a potential employer is no exception to this rule. There are very valid reasons an employer may want to know your credit history, but both federal and [...]

Disease Can Cause More than a Bankruptcy

Friday, December 16th, 2011

  Juvenile Disc generation, a part of the Lumbar Scheuermann’s disease, is a disease that starts in juveniles causing spinal parts in their Lumbar region to have pits in the discs of their spine. In latter years of the Scheuermann’s disease, when the discs begin to deteriorate, the condition can be painful and debilitating. Up [...]

Collection Agencies, Collection Laws, and How Long it Might Take to Sue You

Friday, November 4th, 2011

This personal bankruptcy question was posted on the internet in 2011 in a bankruptcy discussion: “How long does it take for a collection agency to sue you to repay a debt?” In an attempt to regulate the collections industry, Congress passed the Fair Debt Collection Practices Act (FDCPA) in 1978 as Title VIII of the [...]

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