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Bankruptcy Code

Bankruptcy Code

In 1978, the United States Congress enacted the Bankruptcy Code which has been modified and amended since its inception. The United States Federal Bankruptcy Codes are codified in title 11 of the United States Code and governs the administration of the bankruptcy process including the legal procedures and official forms which must be used in all bankruptcy proceedings.

The current United States Bankruptcy Code allows several different types of bankruptcies including: Chapter 7 Bankruptcy, Chapter 11 Bankruptcy, Chapter 12 Bankruptcy and Chapter 13 Bankruptcy.

Ninety bankruptcy districts exist across the nation, and there is a Bankruptcy Court for each district. States may have one or more districts. A United States bankruptcy judge is the decision maker for bankruptcy cases and has the authority to decide on the issues associated with the case such as a debtor's right to file a claim or eligibility for discharge of debts.

A Trustee is also appointed by the court and has administrative responsibilities which are performed outside the courthouse. The goal of the bankruptcy code is to allow debtors to have the ability to start over after a financial crisis. This goal is accomplished by prohibiting creditors from continuing to collect certain debts which have been discharged by the bankruptcy process.

More Help on Bankruptcy Code

  • Bankruptcy Court - United States federal courts have jurisdiction over all bankruptcy cases and the cases are not allowed to be filed in state court. - read more

  • Trustee - The bankruptcy trustee program, created by the United States Department of Justice, manages and oversees the bankruptcy process to improve efficiency and guarantee the integrity of the bankruptcy system. - read more

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Chapter 7 and Chapter 13 Bankruptcy Help

The two most common consumer bankruptcies are Chapter 7 and Chapter 13, our sponsoring lawyers handle these types exclusively so you can be sure you are getting accurate legal advice when you file bankruptcy. Our Bankruptcy attorneys will fight to protect your rights and your property, fight the aggressive and annoying creditors for you, and they can help you keep your home, vehicles and other property.

A lawyer will be committed to getting you debt relief and providing you with valuable information, services and advice to get you a better financial future. There are many convenient locations to make filing bankruptcy or learning about the alternatives we offer, even easier.

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