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Oklahoma City Bankruptcy Lawyer

If you are struggling with your debts and need to find a way out, contact our Oklahoma City bankruptcy lawyers. After a thorough evaluation of your case, our Oklahoma City bankruptcy lawyers will file your bankruptcy petition, take care of all the related paperwork and handle communications with your creditors. (Click here for a FREE consultation with a bankruptcy lawyer.) Our sponsoring Oklahoma City bankruptcy lawyers are experienced in bankruptcy cases, and will be there for you, until all the issues are fully resolved.

Chapter 7

Chapter 7 offers straight bankruptcy, which means that after your unsecured debts are discharged, the remaining debts will be repaid after the liquidation of your non-exempt assets.

Debts which the law defines as non-dischargeable are:

  • Study loans
  • Alimony
  • Personal injury compensation
  • Child support
  • Taxes
  • Fines imposed by the government for breach of laws
  • Debts not mentioned in your bankruptcy petition
  • Debts owed due to fraud, embezzlement or larceny

You are allowed to retain assets like a homestead of specified worth, pension benefits, gains from insurance claims, wages, tools of your trade, some personal miscellaneous items and personal injury claims.

Chapter 13
If you have a steady income, you can file for Chapter 13 bankruptcy, whereby you can repay your debts according to a structured plan. You must submit a record of your finances, list of debts with particulars, details of your monthly living expenses and a repayment schedule for a period of three to five years, to the court. The court will approve this plan subject to the creditors’ opinion, and appoint a trustee to supervise the repayment plan.

Chapter 13 allows you to retain most of your property, but to understand its details it is better to consult a bankruptcy attorney.

Our bankruptcy attorneys offer their services to the residents of Oklahoma City, as well as other cities like Tulsa, Midwest City and Buffalo.

 

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