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Debts Not Discharged in the State of New Hampshire

Certain debts will not be discharged by filing Chapter 7 or Chapter 13 Bankruptcy. All non-dischargeable debts are determined by United States bankruptcy law. In the state of New Hampshire, the non-dischargeable debt will be the same as all other states. It is important to discuss all of your debt with a New Hampshire Bankruptcy Attorney prior to filing bankruptcy to determine if your debts can be discharged.

Creditors may continue all debt collection efforts for all non-dischargeable debt. In the state of New Hampshire, the following debts will not be discharged by filing bankruptcy:

  • Federal, state and local taxes. May be subject to specific time rules.
  • Spousal Support/Alimony
  • Child Support Payments
  • Most Student Loans
  • Mortgage Liens
  • Certain types of purchases for luxury items within 90 days of filing
  • Secure Debt
  • Penalties and fines by government agencies
  • Fraud committed in a fiduciary role including larceny and embezzlement
  • Punitive damages assessed for "willful and malicious acts"
  • Debts not outlined on the schedule and forms filed with the Bankruptcy Court
  • Drunk Driving fines
  • Certain cash advances or purchases for luxury items with in a certain time frame.

More Help on Debts Not Discharged in the State of New Hampshire

  • New Hampshire Bankruptcy Information - Get the help you need by filling out the free confidential legal evaluation and a well respected New Hampshire Attorney near you will contact you to discuss your possible case. - read more

  • New Hampshire Means Test - If your median income is below other families in New Hampshire, you will probably be able to file Chapter 7 Bankruptcy. If your income is above other residents in New Hampshire, additional \"means testing\" will need to be done. - read more

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