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Chapter 13 Bankruptcy in Hawaii

You may not be able to file Chapter 7 in Hawaii. You have to measure your "current monthly income" against the median income of a family your size in Hawaii. Your "current monthly income" is your average income for the last six months before you file Chapter 7. You are eligible to file Chapter 7 if your income is equal or less than the median.

If your income is higher than the median for Hawaii, you may still be able to file Chapter 7. To do so, you have to pass "the means test". The purpose of this test is to see if you have enough disposable income, after subtracting certain required debt payments and allowed expenses, to repay at least a portion of your unsecured debts over a five-year repayment period. If you do, you cannot file Chapter 7. You will have to file Chapter 13 Bankruptcy.

More Help on Filing Chapter 13 Bankruptcy in Hawaii

  • Filing Chapter 7 Bankruptcy in Hawaii - In Hawaii bankruptcy law, filing Chapter 7 has certain advantages. Some of these are immediate protection, a complete fresh start, lack of a minimum limit on the debt, and quick discharge of your case. - read more

  • Hawaii Bankruptcy Information - You may have reached a point where it is impossible to pay your debtors. Filing bankruptcy in Hawaii might be one of your best options. - read more

Chapter 7 and Chapter 13 Bankruptcy Help

The two most common consumer bankruptcies are Chapter 7 and Chapter 13, our sponsoring lawyers handle these types exclusively so you can be sure you are getting accurate legal advice when you file bankruptcy. Our Bankruptcy attorneys will fight to protect your rights and your property, fight the aggressive and annoying creditors for you, and they can help you keep your home, vehicles and other property.

A lawyer will be committed to getting you debt relief and providing you with valuable information, services and advice to get you a better financial future. There are many convenient locations to make filing bankruptcy or learning about the alternatives we offer, even easier.

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