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The Confirmation Hearing for the Chapter 13 Repayment Plan

A twenty-five day notice will be given to all creditors, and creditors may make objections to the plan. Objections vary but generally are made by creditors to challenge the amount of the debt payments scheduled under the plan.

Modifying a Chapter 13 Bankruptcy Plan in Court

Plans can be modified if circumstances arise (job loss or severe health condition) which does not allow the debtor to continue to make their Chapter 13 Bankruptcy plan payments.

In some cases bankruptcy plan payments may be lowered or the court may allow the percentage paid to creditors to change if they determine the debtor no longer has the income to fund the amounts the court originally confirmed.

All plan changes must meet the standards established under bankruptcy law. Under certain conditions plan payments must be increased. For instance, the court may increase the required payments if the debt claims, which are confirmed, are higher than originally estimated.

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Chapter 7 and Chapter 13 Bankruptcy Help

The two most common consumer bankruptcies are Chapter 7 and Chapter 13, our sponsoring lawyers handle these types exclusively so you can be sure you are getting accurate legal advice when you file bankruptcy. Our Bankruptcy attorneys will fight to protect your rights and your property, fight the aggressive and annoying creditors for you, and they can help you keep your home, vehicles and other property.

A lawyer will be committed to getting you debt relief and providing you with valuable information, services and advice to get you a better financial future. There are many convenient locations to make filing bankruptcy or learning about the alternatives we offer, even easier.

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