Top reasons for a Chapter 7 Bankruptcy dismissal

Recently on our bankruptcy forum a user asked, “I filed bankruptcy several months ago. I have heard horror stories about how some filers have their Chapter 7 bankruptcy cases dismissed. I am desperate and cannot have that happen. Can you tell me what I need to do to ensure that I do not face a Chapter 7 bankruptcy dismissal?”

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Creditors threatening lawsuit steps to take

Recently on our bankruptcy forum a user asked, “I have lost my job. Creditors are calling constantly. My bills and debts are the first thing I think about in the morning and the last thing I think about at night before I go to bed. I have tried to contact the creditors and negotiate new debt payments plans but several of creditors are threatening to sue. I am wondering what I should do. I know I shouldn’t avoid a creditor, but if I have no money and cannot repay them what are my options?”

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Assault of repo man what will happen to me?

Recently on our legal forum a user asked, “I had a confrontation with a repo man who was trying to repossess my vehicle. He was attempting to remove my car from a parking lot. I confronted him, struck him several times, and bashed in the front windshield of his tow truck. I know what I did was wrong and illegal. I just go angry and exploded. The police were called, and I was arrested. Can the repo man just come and take my car without warning? What will happen to me? Will I be charged with assault?”

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Does the military care if I file for bankruptcy?

Recently on our bankruptcy forum a user asked, “I am considering joining the army. I am in a desperate financial situation. Not only do I have $20,000 in credit card debts I have a car I cannot afford and $50,000 in medical bills. I have wanted to be in the military my whole life. Will filing bankruptcy hurt my chances?”

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Will bankruptcy discharge my liability for my mortgage loan?

Recently on our legal forum a user asked, “I bought a house three years ago. I recently lost my job and I am not able to make my mortgage loan payments. I was wondering if I could file for Chapter 7 bankruptcy and discharge my mortgage loan. If not, what will happen if I file bankruptcy but I still cannot repay my loan?”

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Income increased do I have to tell the bankruptcy court?

Recently on our legal forum a user asked, “I lost my job two years ago and struggled to pay my bills for months. I finally decided to file for Chapter 7 bankruptcy. I have recently found a job. I am wondering how this will affect my bankruptcy filing and whether or not I am required to notify my Chapter 7 bankruptcy trustee of the changes in my income?”

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Steps to rebuilding your life after Chapter 7

Recently on our legal forum a user wrote, “I always prided myself on paying my bills on time, living with very little credit, and following a strict budget. I was married for 10 years. During that time my husband spent every last dime we had and made numerous financial mistakes. He recently left me for another woman, but I am left with a great deal of debt and financial chaos. I have been considering filing Chapter 7 bankruptcy. If I decide to file can I rebuild my life or will I be relegated to credit exile forever?”

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