Tag Archives: budgeting

Pre-Discharge Debtor Education course why do I have to do this?

Recently on our bankruptcy forum a user asked, “I have completed all the requirements for my bankruptcy filing. Now I find out that I have to complete a Pre-Discharge Debtor Education Course. I am wondering why I have to do this and why the government makes everyone jump through so many hoops to file for bankruptcy protection.”

Continue reading

Want to be debt free can bankruptcy help?

For many Americans the idea of living debt free is simply a dream, something they only hoped to experience. Whether it’s personal loans, car payments, mortgage payments, school loans, or credit card balances, most Americans owe thousands of dollars in unsecured and secured debt obligations. Recently on our bankruptcy forum a user asked, “I am sick and tired of living paycheck to paycheck. Will filing bankruptcy help me live debt free?”

Continue reading