Tag Archives: exempt assets

Can DUI injury settlement be discharged in Chapter 7?

Recently on our legal forum a user asked, “I was arrested in 2015 and charged with driving under the influence (DUI). I injured the other driver severely. We live in Texas, and the driver filed a personal injury claim and sued me. I lost the case and now have to pay a DUI injury settlement worth $20,000. I am wondering if I have the legal right to discharge the personal injury settlement by filing a Chapter 7 bankruptcy?”

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Repay loans or file for bankruptcy?

Recently on our bankruptcy forum a user asked, “I have a car loan, credit card debt of $10,000, college loans exceeding $100,000, and medical bills totaling $35,000. I have a decent job, but don’t see a way that I will ever be able to repay all of my secured and unsecured debt. Do you think bankruptcy is a good idea for me?”

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