Non-dischargeable debts are debts, under bankruptcy laws, which can not be erased or discharged by filing for personal bankruptcy. Non-dischargeable debts must be paid even after a large percentage of the debtor's debts have been cleared. The types of debts which can not be discharged vary depending on whether the debtor files Chapter 7, Chapter 11 or Chapter 13 Bankruptcy.
In general, non-dischargeable debt includes the following: