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Schedules


Schedules

The bankruptcy schedules outline all the debts of the debtor including: medical bills, mortgages, car loans, student loans, credit card debt and taxes. The creditor's name, contact information, account numbers and the total amount of all the debts is also listed on the schedules. Bankruptcy lawyers can be contacted to review and help prepare accurate bankruptcy schedules. Bankruptcy discharges will only include the debtors which are listed on the bankruptcy schedules. The debtor has a legal obligation to ensure the schedules are accurate and will have to provide a signed document to that effect. If a debtor does not know all of their debt and creditors at the time of the filing, under limited circumstances, the Bankruptcy Court may allow the debtor to amend their bankruptcy schedule to include debt that was incurred prior to filing bankruptcy but not known. Bankruptcy attorneys can provide more information for the specific details for amending a schedule.

Another type of schedule is Schedule C which outlines all of the debtor's property and the state or federal exemptions which may protect the assets from the bankruptcy process. Certain types of property are considered exempt and can not be liquidated to repay debt owed to creditors. Contact a bankruptcy lawyer who is familiar with the exemptions allowed in your state to help complete Schedule C.


More Help on Schedules

  • Exemptions - Bankruptcy exemptions are a list of all the assets, personal items and goods that can not be liquidated in Chapter 7 Bankruptcy or sold in Chapter 13 Bankruptcy to repay creditors. - read more

  • Liquidation - Chapter 7 Bankruptcy is known as a \"liquidation\" bankruptcy and creditors will be paid from the liquidation of the debtor\'s assets. - read more

  • Trustee - The bankruptcy trustee program, created by the United States Department of Justice, manages and oversees the bankruptcy process to improve efficiency and guarantee the integrity of the bankruptcy system. - read more

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Chapter 7 and Chapter 13 Bankruptcy Help

The two most common consumer bankruptcies are Chapter 7 and Chapter 13, our sponsoring lawyers handle these types exclusively so you can be sure you are getting accurate legal advice when you file bankruptcy. Our Bankruptcy attorneys will fight to protect your rights and your property, fight the aggressive and annoying creditors for you, and they can help you keep your home, vehicles and other property.

A lawyer will be committed to getting you debt relief and providing you with valuable information, services and advice to get you a better financial future. There are many convenient locations to make filing bankruptcy or learning about the alternatives we offer, even easier.

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