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Unscheduled Debt

Unscheduled Debt

Claim information for debts is documented on bankruptcy schedules and filed with the bankruptcy court. Schedule D outlines the creditors holding secured claims, Schedule E identifies the creditors holding unsecured priority claims and Schedule F identifies creditors holding unsecured non-priority claims. All claims must be accurately documented with the name and address of the creditor, the amount of the debt and the type and value of any collateral to ensure the creditors receive all funds due.

Creditors must also be notified of the bankruptcy process. If a creditor is omitted from the schedules the debtor must contact their bankruptcy lawyer as soon as possible and provide the omitted information. Creditors who are not listed on the bankruptcy schedule may lose their rights to participate in the distribution of assets. Under certain conditions the courts may allow unscheduled debts to be non-dischargeable.

More Help on Unscheduled Debt

  • Bankruptcy Court - United States federal courts have jurisdiction over all bankruptcy cases and the cases are not allowed to be filed in state court. - read more

  • Creditor - Creditors can include businesses, individuals, organizations or the United State\'s government who is owed money for services or products provided to a second party in return for payment. - read more

  • Non Dischargeable Debt - Non-dischargeable debts are debts, under bankruptcy laws, which can not be erased or discharged by filing for personal bankruptcy. - read more

  • Unsecured Claim - An unsecured claim is a claim which is not backed by any collateral and which the creditor has no assurance of payment if the debtor defaults on their debt payments. - read more

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Chapter 7 and Chapter 13 Bankruptcy Help

The two most common consumer bankruptcies are Chapter 7 and Chapter 13, our sponsoring lawyers handle these types exclusively so you can be sure you are getting accurate legal advice when you file bankruptcy. Our Bankruptcy attorneys will fight to protect your rights and your property, fight the aggressive and annoying creditors for you, and they can help you keep your home, vehicles and other property.

A lawyer will be committed to getting you debt relief and providing you with valuable information, services and advice to get you a better financial future. There are many convenient locations to make filing bankruptcy or learning about the alternatives we offer, even easier.

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