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Will all my debts be discharged by filing bankruptcy in Florida?

Debts not discharged in a Florida bankruptcy include the following:

Child support and alimony or spousal support payments, Debts for personal injuries caused by driving while intoxicated by drugs or alcohol, Student loans (exceptions may be made if you can prove that there would be an undue hardship if it was repaid), Fines or penalties for any criminal offenses, including traffic fines, Income tax debts (from the past 3 years), and Debts omitted from the bankruptcy documents.

Debts not discharged by filing Chapter 7 Bankruptcy in Florida (if the creditor challenges the discharge)

  • Debts incurred from larceny, breach of trust or embezzlement
  • Debts from the malicious or willful injury of another person or their property
  • Credit purchases of $1,150 or more for luxury goods or services within 60 days of filing Chapter 7 Bankruptcy in Florida
  • Debts incurred from fraud
  • Debts owed from a divorce decree or settlement (may be discharged if the court determines the benefit you would receive by the discharge outweighs the detriment to your ex-spouse)

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