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Arizona Bankruptcy Information

Can I file Chapter 7 or Chapter 13 Bankruptcy in Arizona?

In Arizona, is Chapter 7 right for me?

If you are considering filing bankruptcy in Arizona you may be able to file either Chapter 7 or Chapter 13 Bankruptcy. To file Chapter 7 Bankruptcy your income level must pass a \"means tests\". The means test will determine if your annual income is below the median income level given your family size in the state of Arizona. The Census Bureau provides income data for various size families in each state. You can also contact an Arizona Bankruptcy Attorney who can perform the means test for you. If your income does not pass the means test there may be certain other financial exclusions which may allow your family to file Chapter 7 Bankruptcy. It is best to discuss your filing options with an Arizona Chapter 7 Bankruptcy Attorney.

Is filing Chapter 13 bankruptcy in Arizona my best option?

If you are unable to file Chapter 7 Bankruptcy you may be able to file Chapter 13 Bankruptcy. Arizona bankruptcy state laws will follow the federal rules for filing bankruptcy. To file Chapter 13 Bankruptcy in Arizona you will need to have a steady income with a certain amount of disposable income to use to repay your creditors under a debt repayment schedule. To file Chapter 13 Bankruptcy you must have no more than $922,975 in secured debt and no more than $307,675 in unsecured debt. The amount of unsecured and secured debt allowed may be adjusted periodically.

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Chapter 7 and Chapter 13 Bankruptcy Help

The two most common consumer bankruptcies are Chapter 7 and Chapter 13, our sponsoring lawyers handle these types exclusively so you can be sure you are getting accurate legal advice when you file bankruptcy. Our Bankruptcy attorneys will fight to protect your rights and your property, fight the aggressive and annoying creditors for you, and they can help you keep your home, vehicles and other property.

A lawyer will be committed to getting you debt relief and providing you with valuable information, services and advice to get you a better financial future. There are many convenient locations to make filing bankruptcy or learning about the alternatives we offer, even easier.

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